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Make room for a money review.

42 Prompts for Personal Finance · PDF guide

Organise information around your goals.

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GUIDE SERIESPROMPTS FORPersonalFinance01Organise02Plan03ReviewPractical AI workflows for real work.GUIDE SERIESPROMPTS FORPersonalFinance01Organise02Plan03ReviewPractical AI workflows for real work.

Turn expense categories into a review checklist.

42 Prompts for Personal Finance · PDF guide

Prepare an expense-review checklist.

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Your brief

Expense categories {categories}Rent, groceries, subscriptions, travel

Goal {goal}Build a six-month buffer

Format {format}A review checklist

You get back
  • Questions to ask, category by category
  • What recurs and deserves a closer look
  • What is unknown, before any conclusion
Illustrative example of one workflow.

Give AI a clearer budget brief.

42 Prompts for Personal Finance · PDF guide

Expenses, goals and open questions.

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A vague ask

“How can I save more money?”

A clear brief
  • The categories you want to review
  • The goals you have stated
  • An instruction to list unknowns before conclusions
  • A clear output: a checklist you check yourself

Turn expense categories into a review checklist.

One workflow from the guide, start to finish.

You paste in
  • Your expense categories, anonymised
  • Rough monthly amounts, rounded
  • The goals you have stated
  • What you are unsure about
You get back
  • Questions to ask about each category
  • Charges that recur and are worth a look
  • Information you would need before deciding anything
  • A checklist for your next money review

Illustrative example of one workflow.

What a clear brief looks like.

The difference between a vague answer and a useful one is mostly what you put in.

A vague ask

“How can I save more money?”

A clear brief
  • The categories you want to review
  • The goals you have stated
  • An instruction to list unknowns before conclusions
  • A clear output: a checklist you check yourself

42 workflows in three segments.

A workflow is one job, start to finish: the inputs to gather, the prompt, a worked output, the checks to run and what to do next.

Organise

Bring statements, bills and goals into one view.

Plan

Budgets, questions for your adviser, and what-if tables.

Review

Monthly check-ins and records you can find again.

How one workflow runs.

Fifteen to forty minutes, in the AI assistant you already use.

  1. Find the jobWorkflows are named after the task, not the tool.
  2. Gather the inputsThe page says exactly what to paste in, and where to find it.
  3. Run the promptPaste, fill the slots, run.
  4. Check the resultA checklist, and the ways it is known to go wrong.
Plain text that works in any assistant
  • Claude
  • Google Gemini
  • Perplexity
  • ChatGPT
  • Copilot

Names and logos belong to their owners. No endorsement implied.

How every workflow is checked.

Each page says what was run, on which version, and when.

  1. We run itEach workflow is run on realistic inputs.
  2. We score itA reviewer scores the output against a fixed rubric.
  3. We show the stateEvery page says what was run, on which version, and when. Nothing is called tested on the strength of an older version.

Who made it.

Ridhi Karan

Ridhi Karan

Founder, 42 Prompts

2 Billion+ad impressions on Meta, selling physical products
A prompt without the inputs, a worked answer and the checks is half a tool. I wanted the whole tool on one page.

Every guide starts from the jobs people in a field actually do, keeps the ones where AI genuinely helps, and shows its working on the page: the inputs, the prompt, a worked answer and what to check.

  • Has advised multiple e-commerce ventures since

Fewer prompts. Each one finished.

Typical prompt packThis guide
What you getHundreds of one-line prompts42 complete workflows: inputs, prompt, worked output, checks
Built forAnyone, anywhereEveryday money: organising, planning and reviewing
Shows its workNo sample outputsA worked output on every workflow
Says what was tested"Battle-tested"Model, date and version on every workflow
When it goes wrongSilent"Where it breaks" on every page

It is for you if

  • You want to organise your own money review
  • You can share categories without sharing account details
  • You make the decisions; AI helps you prepare

It is not for you if

  • You want investment, tax or insurance advice
  • You want product recommendations
  • You want 1,000 prompts to scroll through

Everything you need to run each job yourself.

  • 42 workflows in three segments
  • A worked output for every workflow
  • Checks and known limits on every page

What happens after you pay

  1. In secondsYour PDF arrives by emailWith a download link that keeps working.
  2. In 15 minutesYour first workflow is donePick one job you have this week.
  3. Any timeQuestions get a replyWrite to the address in the footer.
Questions get a replyEmail [email protected] or call +91 73220 74029.
I would rather give you 42 workflows you finish than a thousand prompts you scroll past.
Ridhi Karan · Founder, 42 Prompts

Before you decide.

What exactly do I get?

A 69-page PDF with 42 workflows. Each one has the inputs to gather, the prompt, a worked output, the checks to run and what to do next.

Which AI assistant do I need?

The one you already use. The prompts are plain text, so you paste them into any assistant.

Is this a subscription?

No. You pay once and keep the PDF.

I am new to AI. Is this too advanced?

No. Each workflow tells you what to paste in and what to check. If you want the basics first, the free Book of 42 covers them.

Will the AI get things wrong?

Sometimes. That is why every workflow lists what to check and where it tends to break. You stay in charge of the result.

Start with one job you have this week.

Not ready to buy? Start with the free Book of 42, 42 short lessons, free.

42 Prompts for Personal FinanceRs 99 · PDF guide
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